> ## Documentation Index
> Fetch the complete documentation index at: https://localtechnologiesinc.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

<Note>
  Before any payouts can be processed, a vendor must connect a **Stripe Express account**. Vendors without one will see a warning banner across their Inventory and Payments screens.
</Note>

## How it works

Local Pass uses a **wallet-based settlement model**. Revenue accumulates in a vendor's merchant wallet as orders are completed. Funds are then transferred to the vendor's connected Stripe Express account automatically every night — that's the only way money moves.

<Note>
  **There's no manual cash-out, anywhere.** Not in the mobile app, not on the web dashboard. Every vendor is paid out on the same nightly schedule, with no way to trigger a transfer early. The mobile app's "Cash Out" and "Access Wallet" buttons just open the web Wallet page in your browser — that page shows your balance and history, but has no cash-out button either.
</Note>

<CardGroup cols={2}>
  <Card title="Stripe Onboarding" icon="stripe" href="/payments/onboarding">
    Connect a new or existing Stripe Express account to receive payouts.
  </Card>

  <Card title="Automated Payouts" icon="clock" href="/payments/automated-payouts">
    Nightly cloud-function schedule, processing logic, and minimum threshold.
  </Card>

  <Card title="Payouts & the Wallet page" icon="wallet" href="/payments/manual-payouts">
    What the Wallet page shows — balance, breakdown, transfer/payout history, and why there's no cash-out button.
  </Card>

  <Card title="Delivery Modes" icon="truck" href="/payments/delivery-modes">
    How Local Pass Delivery, Pickup, and Vendor Delivery affect fees.
  </Card>
</CardGroup>

***

## Prerequisites checklist

<Steps>
  <Step title="Connect Stripe Express">
    Complete onboarding at **Dashboard → Payments → Stripe Setup**. See [Stripe Onboarding](/payments/onboarding).
  </Step>

  <Step title="Stripe verification approved">
    Stripe reviews the submitted identity and banking details. This can take a few minutes to a few business days.
  </Step>

  <Step title="Publish at least one product">
    Products cannot be published without a connected Stripe account. The wallet will not accumulate a balance until orders are placed.
  </Step>

  <Step title="Receive your first payout">
    Once orders complete, your wallet balance builds. That night at 3 AM PT, the automated run processes the transfer to your Stripe account — there's no way to speed this up manually.
  </Step>
</Steps>