> ## Documentation Index
> Fetch the complete documentation index at: https://localtechnologiesinc.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment setup

To receive payouts from Local Pass, you need to connect a **Stripe Express** account. Stripe is the payment platform Local Pass uses to transfer your earnings directly to your bank account.

## Why Stripe?

Stripe handles all money movement securely. Once connected, Local Pass sends your earnings to your Stripe account and Stripe deposits them to your bank — your banking details are never shared with Local Pass directly.

## How to Set Up

Go to **Driver Profile → Payment Settings** and tap **Set up payment**.

You'll be asked one question: do you already have a Stripe account?

### Option 1 — I Don't Have a Stripe Account

Tap the **"I don't have a Stripe account"** tile. The app will:

1. Create a new Stripe Express account for you automatically.
2. Generate a secure onboarding link.
3. Open the Stripe onboarding page in your browser.

Complete the Stripe onboarding form (takes about 5–10 minutes). You'll need to provide your personal information, banking details, and identity verification.

Once you finish, return to the app. Your account will be linked.

### Option 2 — I Already Have a Stripe Account

Tap the **"I have a Stripe account"** tile. You'll be asked to enter your **Stripe Account ID** — this looks like `acct_XXXXXXXXX`.

To find your Stripe Account ID:

1. Log into your [Stripe Dashboard](https://dashboard.stripe.com/).
2. Go to Settings → Business details. Your Account ID is listed there.

Tap **Next** and the app will open your Stripe onboarding link to complete the connection.

## Completing Onboarding

After the initial setup, your account status shows in the **Payment Settings** screen. If Stripe still needs more information from you (common for newer accounts), you'll see a **Complete Onboarding** button.

Tap it to return to Stripe and finish any outstanding requirements. Until onboarding is complete, your account cannot receive transfers.

<Warning>
  You must complete Stripe onboarding fully before Local Pass can send any earnings to you. Payouts will not process until your account shows as charges-enabled.
</Warning>

## Accessing Your Stripe Portal

Once your account is connected, a **Access Payment Portal** button appears in Payment Settings. Tapping it opens the [Stripe Express login](https://connect.stripe.com/express_login) where you can:

* View your balance and transfer history
* Manage your bank account details
* Enable instant payouts (requires a debit card on file)
* Download tax documents

## Copying Your Stripe ID

Your Stripe Account ID is displayed in the Payment Settings header. Tap **Copy ID** to copy it to your clipboard — useful if you need it for support inquiries.

## Troubleshooting

| Issue                                    | What to Do                                                                  |
| :--------------------------------------- | :-------------------------------------------------------------------------- |
| **"Complete onboarding" button appears** | Stripe still needs more information — tap it and finish the form            |
| **Payouts not arriving**                 | Check that your Stripe account shows charges enabled in Payment Settings    |
| **Instant payout not available**         | Open the Wallet Help Centre and tap "Check for Instant Payouts Eligibility" |
| **Wrong bank account connected**         | Log into your Stripe portal directly to update banking details              |